Chase is diving into mobile payments in another way – offering a different model that challenges the incumbents. But, will it work? The Chase model differs greatly from the newly crowned [...]
When we examine mobile payments in popular media outlets, the questions they keep posing are focused around which is the better solution for mobile payments: Apple Pay, Samsung Pay, or Android [...]
H.R.4173. In a day when 140 characters rule the media, these six characters may usher in the third major era of the Debit industry. To quote another famous H.R.: Can’t do a little, ‘cause [...]
My favorite quarterly payments industry update has been released. I am a bit late in posting it due to a few client obligations, but better late than never. Again, this is from my long-time [...]
A new paper from the Boston Fed was released last week, entitled, “Who Gains and Who Loses from Credit Card Payments? Theory and Calibrations.” For payment systems aficionados, it is [...]
In a report just published by the British Retail Consortium (found here), an analysis of payment acceptance was done to determine the frequency (transaction share and dollar volume share) and [...]
A lot of discussion has been going on about EMV in the U.S. And, much like any payments related product or technology, it relies on someone making the first move. Wal-Mart has decided to be that [...]
In the evening of May 13, 2010, a shock wave went through the payments industry. The Senate overwhelmingly passed a bill that, at first blush, enables regulation of Debit Card fees – both [...]
The price for using that card… it’s simple. It’s just 80 basis points of the purchase price plus 17¢. Unless it’s for gas, where the 17¢ becomes 13¢. Or it’s a [...]
Our long-time colleague, John MacAllister at Dorado Industries, just released the latest edition of his Trendwatch. This is a must read for all payments executives. As is customary for him, [...]
