Interchange

Chase is diving into mobile payments in another way – offering a different model that challenges the incumbents.  But, will it work? The Chase model differs greatly from the newly crowned [...]

H.R.4173. In a day when 140 characters rule the media, these six characters may usher in the third major era of the Debit industry. To quote another famous H.R.: Can’t do a little, ‘cause [...]

My favorite quarterly payments industry update has been released. I am a bit late in posting it due to a few client obligations, but better late than never. Again, this is from my long-time [...]

In a report just published by the British Retail Consortium (found here), an analysis of payment acceptance was done to determine the frequency (transaction share and dollar volume share) and [...]

A lot of discussion has been going on about EMV in the U.S. And, much like any payments related product or technology, it relies on someone making the first move. Wal-Mart has decided to be that [...]

In the evening of May 13, 2010, a shock wave went through the payments industry. The Senate overwhelmingly passed a bill that, at first blush, enables regulation of Debit Card fees – both [...]

The price for using that card… it’s simple. It’s just 80 basis points of the purchase price plus 17¢. Unless it’s for gas, where the 17¢ becomes 13¢. Or it’s a [...]

Our long-time colleague, John MacAllister at Dorado Industries, just released the latest edition of his Trendwatch. This is a must read for all payments executives. As is customary for him, [...]

Just released today by the Minister of Finance, the Code of Conduct for the Credit and Debit Card Industry outlines business practice standards that the Canadian payments industry must adhere [...]

Cirrus is making the next major change on the pricing landscape. Its announced changes will be hitting later this month, targeted at ATM owners whose acquiring volume is less than their issuing [...]